The animal commonly found in the Arctic that has white fur is the polar bear. Adapted to life in the extreme cold, polar bears have thick layers of fat and fur that provide insulation against frigid temperatures. Their white fur not only helps them to blend in with their icy surroundings, enhancing their hunting capabilities, but also reflects sunlight. These magnificent creatures primarily hunt seals and are excellent swimmers, often covering large distances in search of food. As climate change impacts their habitat, polar bears are increasingly at risk, highlighting the need for conservation efforts.