Financial literacy plays a critical role in UPSC education and preparation by equipping candidates with essential knowledge of economic principles and financial management. This understanding enables aspirants to analyze government budgets, fiscal policies, and economic development initiatives effectively. Knowledge of financial literacy helps candidates evaluate socioeconomic issues and their implications for governance. Furthermore, being financially literate aids in personal budgeting during their preparation phase, ensuring that candidates make informed decisions regarding resources and well-being, ultimately contributing to more effective civil service.